The new year is approaching! A good way to start off 2016 is to review your life insurance coverage and determine whether or not your policy is a good match for your lifestyle and financial obligations. The following tips will help you determine whether or not it's time to update your policy.
Check for Adequate Coverage
Your life insurance policy might have been adequate for your needs at one time, but if your family has grown, you've taken on a mortgage or your salary has increased, your old insurance policy may no longer be adequate.
On one hand, your teenager becoming a driver is convenient since they can now get themselves around. On the other hand, it can also add extra expenses to your life, from helping them buy a new car to adding them to your insurance. In fact, adding a teenager to your car insurance policy can cause your rates to skyrocket by around 50% according to the Insurance Information Institute. Luckily, there are things you can do to lessen the impact adding a teen driver has on your insurance rates.
If you are shopping for a new home, not only is the cost of your new mortgage and your property tax expenses that to keep in mind, but also what your homeowners insurance rate would be. Paying a higher homeowners insurance rate can add up, especially on an annual basis. To ensure you shop for a home with low-cost homeowners insurance, you may want to consider shopping for a home with that offers the following:
Regaining your driving privileges after a DUI can be a complicated matter. You'll need to make sure you have the proper paperwork and insurance before heading back out on the road. Here are three things you need to know before you get behind the wheel after a DUI.
SR22 Insurance
After a DUI, you may be required to get a certificate of financial responsibility, often referred to as SR22 or SR22 insurance.
Christmas Day is typically a big travel day for many families because they want to spend the special day with loved ones. When you leave your home, thieves know that there are often many new, expensive items that you and your loved ones received for Christmas. If you come home to find that everything has been stolen, use the following guide to know what to do.
Call the Police Immediately
